分散型金融レンディングプラットフォームのアーベ(Aave)は、TwitterやFacebookなどの中央集権的なソーシャルメディアプラットフォームに挑戦する方法として、ポリゴン(MATIC)ブロックチェーン上でWeb3ソーシャルメディアプラットフォームのLens Protocolを立ち上げた。
Aave Price Index
Overview
Aave is an open-source decentralized finance (DeFi) solution, functioning as a lending and borrowing protocol running on the Ethereum blockchain. Aave has a crypto-asset token under the same name — AAVE — used for various purposes within the Aave ecosystem.
Aave history
Aave started out via an initial coin offering (ICO) held by ETHLend in 2017. Created by Stani Kulechov, ETHLend essentially aimed to provide borrowing and loaning capabilities by matching borrowers with lenders, and vice versa.
In 2018, however, Aave was created as a parent company for ETHLend, taking a different approach to borrowing and lending based on liquidity pools. Aave launched its platform in January 2020.
In October 2020, Aave conducted a token swap, exchanging LEND tokens (the asset previously associated with ETHLend) for new AAVE tokens, which serve a number of purposes in the Aave ecosystem, such as governance. The swap downsized the asset’s maximum token supply from approximately 1.3 billion LEND to 16 million AAVE. Tokenholders received 1 AAVE for every 100 LEND they swapped.
Aave’s system
The Aave protocol is compatible with a broad number of different crypto tokens that run on the Ethereum blockchain. Borrowers send crypto assets as collateral to a pool within Aave’s ecosystem and receive a loan. They must send more crypto than they receive as a loan in order to protect against volatility. Additionally, borrowers pay interest.
In contrast, lenders send their assets to pools in Aave’s ecosystem and receive aTokens in return, which correspond to the asset they lent. The asset they receive has the same ticker as the asset they lend, except with the letter “a” in front of it. Each aToken represents one unit of the lent asset. These tokens earn interest, as they represent the loan, but users can also trade these tokens.
Interest is collected by the lender when they redeem their aTokens by withdrawing the original asset they lent, plus interest that was added in the form of the asset they lent. For example, if one loans 15 Ether (ETH), they get 15 aETH in return. When they redeem that aETH by withdrawing the initial lent ETH, it also comes back with interest earned in the form of additional ETH. Selling aTokens to someone else, however, gives the buyer the ability to cash in on the previous owner’s loan as well as any interest held in that capital.
The Aave platform also allows flash loans — a type of loan that needs no collateral but requires a fee and loan repayment within a short time window. The fee is paid to pool lenders.
Aave’s token
Underpinned by the Ethereum blockchain, AAVE is an ERC-20 token, not a coin. The AAVE token price history can be seen in the AAVE price chart above. The AAVE-to-USD price live is also available above, given that the price of AAVE fluctuates.
Aave News
- ニュース451
- マーケット
ビットコインは10月20日に6万7000ドルという史上最高値まで急騰した。ビットコインが未知の領域に入り、アルトコインや分散型金融(DeFi)トークンでも大きな動きがあった。
1732 - 解説
既存の金融システムを刷新する分散型金融(DeFi)。ブロックチェーンを使うことにより、銀行のような特定の管理者の仲介なしで稼働する金融サービスが登場した。高利回りの運用ができるイールドファーミングが2020年に流行して以来、DeFiへの需要は右肩上がりだ。このDeFi特集では、複雑で理解が難しいDeFiを、初心者向けに簡潔に解説している記事を集めた。
7063 - ニュース
ジャック・ドーシー氏が、アーベ(Aave)に酷似したビットコイン(BTC)中心の新しい金融サービスプラットフォームを開発していると発言したことを受けて、Aaveの創業者であるスタニ・クレチョフ氏は17日、9万人のツイッターフォロワーに向けて、Aaveによる「イーサリアム基盤のツイッター」を構築するべきだと語った。
1998 - 解説
AaveはDeFiレンディングプラットフォームの最大手プロジェクト。使っていない仮想通貨の高金利での貸し出しや、無担保での借り入れができる。この記事ではAaveについて解説する。
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